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Date issued:
Dec 2005
Este número de Microempresa incluye dos artículos principales. En el primero se analiza la forma en la que los bancos pueden adaptar el scoring estadístico para sus préstamos de consumo. También se…
Date issued:
Dec 2005
Generative AI enabled
Generative AI enabled
This paper discusses coordination failures, their relevance to developing countries, and the circumstances under which they occur, arguing that that clusters can be seen as agglomerations of firms…
Date issued:
Dec 2005
Generative AI enabled
Generative AI enabled
Industrial agglomerations or 'clusters' arise in the presence of industry-specific and local externalities, also called Marshallian externalities. The standard argument is that such…
Date issued:
Dec 2005
Generative AI enabled
Generative AI enabled
This paper studies the relationship between creditor protection and credit volatility. During the negative phase of the business cycle, credit contracts more in countries with poor creditor…
Date issued:
Dec 2005
Generative AI enabled
Generative AI enabled
We suggest that foreign banks may represent a trade-off for their developing country hosts. A portfolio model is developed to show that a more diversified international bank may be one of lower,…
Date issued:
Dec 2005
Generative AI enabled
Generative AI enabled
This paper takes advantage of a quasi-natural experiment in Peru by which the privatized telecommunications company was required by government to randomly install and operate public pay phones in…
Date issued:
Dec 2005
Generative AI enabled
Generative AI enabled
There is a common perception that low productivity or low growth is due to what can be called an innovation shortfall, usually identified as a low rate of investment in research and development (R…
Date issued:
Dec 2005
III Inter American Conference on Corporate Social Responsibility Proceedings,Santiago Chile.
Date issued:
Dec 2005
This technical paper analyzes the potential practical application of financial instruments for natural hazard risk finance and transfer in Latin America. The study first presents an overview of the…
Date issued:
Dec 2005
Socially and environmentally responsible business practices contribute to poverty relief and business success. This report presents some examples and lessons from private initiatives to solve…