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Date issued:
juin 2016
Savings in an economy matter for development. At the macro level, savings determine how much a country can invest, and they have implications for growth and economic stability. At the individual…
Date issued:
juin 2016
In advanced economies, the vast majority of savings are intermediated through formal financial instruments. This intermediation can take one of three forms: direct financing, with individuals holding…
Date issued:
juin 2016
Why save more? One good reason is to invest more. Economies that save more can take advantage of investment opportunities and thus grow faster. Investing to improve access to education and health,…
Date issued:
juin 2016
Countries invest in physical capital in order to grow. In principle, domestic investment can be financed with either national or foreign financing. However, foreign financing is not a good substitute…
Date issued:
juin 2016
When it comes to consumption and saving, there are two groups of people: those who produce resources actively in the labor market, and those who depend on what others produce because they are either…
Date issued:
juin 2016
Pension systems in Latin America and the Caribbean are broken. To begin with, they cover less than half the population. Moreover, flaws in structure and financing make some of them unsustainable,…
Date issued:
juin 2016
Increasing national saving requires everyone to pitch in, including the government. Traditionally, policies to boost public saving have focused on either raising taxes or cutting spending—or both.…
Date issued:
juin 2016
Ultimately, Latin America’s low saving rate can be traced back to individual households throughout the region. Why do they—or do they not—save and how? Answering this question is not an easy task.…
Date issued:
juin 2016
Saving rates are relatively low in Latin America and the Caribbean, as is productivity growth. Are these two facts related? Much of this book has argued that indeed, a relationship exists and that…
Date issued:
juin 2016
This book argues that Latin America and the Caribbean suffers from two interrelated problems: saving is low, and those meager savings are used inefficiently. The two problems are connected and…