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dc.titleCompetition and Market Power in the Latin American Banking Sector
dc.contributor.authorLluberas, Rodrigo
dc.contributor.orgunitDepartment of Research and Chief Economist
dc.date.available2025-02-20T00:02:00
dc.date.issue2025-02-20T00:02:00
dc.description.abstractThe functioning of the banking sector is key for economic growth. In this paper, we first gather banks' balance sheet monthly regulatory information in a consistent manner for seven Latin American countries. Second, we estimate lending markups and deposits markdowns in each country over time. Third, with the estimated markups and markdowns in the different countries we study how they relate with banks' profitability, the cost of credit, credit risk and credit supply. Finally, we explore whether there are differences in markups on lending rates and markdowns on deposit rates between international and domestic banks.
dc.format.extent40
dc.identifier.doihttp://dx.doi.org/10.18235/0013409
dc.identifier.urlhttps://publications.iadb.org/publications/english/document/Competition-and-Market-Power-in-the-Latin-American-Banking-Sector.pdf
dc.language.isoen
dc.publisherInter-American Development Bank
dc.subjectLoan Loss Reserve
dc.subjectBank Loan
dc.subjectCompetitiveness
dc.subjectSaving Rate
dc.subject.jelcodeE44 - Financial Markets and the Macroeconomy
dc.subject.jelcodeL11 - Production, Pricing, and Market Structure • Size Distribution of Firms
dc.subject.jelcodeL16 - Industrial Organization and Macroeconomics: Industrial Structure and Structural Change • Industrial Price Indices
dc.subject.jelcodeG21 - Banks • Depository Institutions • Micro Finance Institutions • Mortgages
dc.subject.keywordsBanking;Markups;markdowns;Market concentration
idb.identifier.pubnumberIDB-WP-01683
idb.operationRG-K1198
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