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dc.titleEvidence in Labor Market Policies and Implications for Brazil: Microcredit
dc.contributor.authorMancha, André
dc.contributor.authorCavalcanti, Filipe
dc.contributor.authorRatcher, Laísa
dc.contributor.authorGouvea, Livia
dc.contributor.authorFontes, Luiz Felipe
dc.contributor.orgunitLabor Markets Division
dc.coverageBrazil
dc.coverageBrazil
dc.coverageLatin America
dc.coverageThe Caribbean
dc.date.available2024-09-24T00:09:00
dc.date.issue2024-09-24T00:09:00
dc.description.abstractThis publication, co-authored by JOI Brazil, a J-PAL LAC initiative, and the Inter-American Development Bank analyzes the available evidence on microcredit programs and discusses their implications for public policy formulation in Brazil. Microcredit programs can be a tool to help entrepreneurs overcome financial constraints by providing access to small loans aimed at fostering growth and alleviating poverty through increased income-generating opportunities. However, despite the global popularity of these programs, evaluations in middle- and low-income countries indicate that the provision of microcredit has not always led to significant impacts on the income and consumption of their beneficiaries, nor has it consistently promoted high-return investments. Given this, it is essential to identify the most relevant characteristics of successful programs.
dc.format.extent12
dc.identifier.doihttp://dx.doi.org/10.18235/0013170
dc.identifier.urlhttps://publications.iadb.org/publications/english/document/EVIDENCE-IN-LABOR-MARKET-POLICIES-microcredit.pdf
dc.identifier.urlhttps://publications.iadb.org/publications/portuguese/document/EVIDENCIAS-SOBRE-POLITICAS-DE-MERCADO-DE-TRABALHO-microcredito.pdf
dc.language.isoen
dc.publisherInter-American Development Bank
dc.subjectMicrofinance
dc.subjectJob Creation
dc.subjectLabor
dc.subjectBank Loan
dc.subjectWomen
dc.subjectRating
dc.subjectSmall Business
dc.subjectEntrepreneurship
dc.subjectInvestment
dc.subjectInterest Rate
dc.subject.jelcodeJ01 - Labor Economics: General
dc.subject.jelcodeG01 - Financial Crises
dc.subject.jelcodeG21 - Banks • Depository Institutions • Micro Finance Institutions • Mortgages
idb.identifier.pubnumberIDB-CB-00976
idb.operationBR-T1482
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