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dc.titleResearch Insights: Does the Method of Delivery Matter for Cash Transfers?
dc.contributor.authorMartínez, Claudia
dc.contributor.orgunitDepartment of Research and Chief Economist
dc.coverageChile
dc.date.available2023-12-07T00:12:00
dc.date.issue2023-12-07T00:12:00
dc.description.abstractOffering conditional cash transfer (CCT) recipients the option of receiving cash transfers in bank accounts, rather than in cash, does not significantly impact total savings or other long-term outcomes such as assets and trust. However, those with no previous balances experience a significant increase in their savings and transactional account balances after receiving the grants. This evidence suggests that transferring subsidies to bank accounts can be an effective means of incentivizing savings for people with no prior formal savings.
dc.format.extent4
dc.identifier.doihttp://dx.doi.org/10.18235/0005335
dc.identifier.urlhttps://publications.iadb.org/publications/english/document/Research-Insights-Does-the-Method-of-Delivery-Matter-for-Cash-Transfers.pdf
dc.identifier.urlhttps://publications.iadb.org/publications/spanish/document/Perspectivas-de-investigacion-Importa-el-metodo-de-entrega-en-las-transferencias-monetarias.pdf
dc.language.isoen
dc.publisherInter-American Development Bank
dc.subjectSaving
dc.subjectSubsidy
dc.subjectVulnerable Population
dc.subjectConditional Cash Transfer
dc.subjectRemittance
dc.subjectFinancial Inclusion
dc.subjectSaving Plan
dc.subjectFinancial Instrument
dc.subjectSaving Account
dc.subjectTrust
dc.subjectFormal Saving
dc.subject.jelcodeG20 - Financial Institutions and Services: General
dc.subject.jelcodeD14 - Household Saving; Personal Finance
dc.subject.jelcodeE21 - Consumption • Saving • Wealth
dc.typeCatalogs and Brochures
idb.identifier.pubnumberIDB-CB-00865
idb.operationRG-K1415
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