View metadata
| dc.title | Research Insights: Do Better-Connected Community Members Benefit More from Subsidized Credit? |
| dc.contributor.author | Vera-Cossio, Diego A. |
| dc.contributor.orgunit | Department of Research and Chief Economist |
| dc.coverage | Thailand |
| dc.date.available | 2021-08-31T00:00:00 |
| dc.date.issue | 2021-08-31T00:00:00 |
| dc.description.abstract | More powerful and less productive households, both in terms of wealth and connections, ended up obtaining more credit from a community-based lending program. Informal markets partially attenuated these targeting distortions by redirecting credit from connected to unconnected households, albeit at higher rates. Despite the targeting distortions, a community-based approach may still be more appealing than other centralized criteria to target credit. Eliminating the connection-based advantage may lead to village-level gains in terms of equity and output. |
| dc.format.extent | 4 |
| dc.identifier.doi | http://dx.doi.org/10.18235/0003594 |
| dc.identifier.url | https://publications.iadb.org/publications/english/document/Research-Insights-Do-Better-Connected-Community-Members-Benefit-More-from-Subsidized-Credit.pdf |
| dc.identifier.url | https://publications.iadb.org/publications/spanish/document/Perspectivas-de-investigacion-Los-miembros-mejor-conectados-de-la-comunidad-se-benefician-mas-del-credito-subvencionado.pdf |
| dc.language.iso | en |
| dc.medium | Adobe PDF |
| dc.publisher | Inter-American Development Bank |
| dc.subject | Credit Market |
| dc.subject | Microfinance |
| dc.subject | Decentralization |
| dc.subject | Informal Credit |
| dc.subject | Bank Loan |
| dc.subject | Entrepreneurship |
| dc.subject | Interest Rate |
| dc.subject.jelcode | D14 - Household Saving; Personal Finance |
| dc.subject.jelcode | G21 - Banks • Depository Institutions • Micro Finance Institutions • Mortgages |
| dc.subject.jelcode | O12 - Microeconomic Analyses of Economic Development |
| dc.subject.jelcode | O16 - Financial Markets • Saving and Capital Investment • Corporate Finance and Governance |
| dc.subject.jelcode | O17 - Formal and Informal Sectors • Shadow Economy • Institutional Arrangements |
| dc.subject.jelcode | L14 - Transactional Relationships • Contracts and Reputation • Networks |
| dc.subject.jelcode | Z13 - Economic Sociology • Economic Anthropology • Social and Economic Stratification |
| dc.type | Catalogs and Brochures |
| idb.identifier.pubnumber | IDB-CB-00570 |
| idb.operation | BK-C1102 |