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dc.titleBlockchain Uses for Microfinance Institutions in the Water and Sanitation Sector: Pilot Study
dc.contributor.authorColi, Pedro
dc.contributor.authorPflueger, Caroline
dc.contributor.authorCampbell, Tyler
dc.contributor.editorNalesso, Mauro
dc.contributor.editorSasaki, Keisuke
dc.contributor.editorGarcia, L. Javier
dc.contributor.orgunitWater and Sanitation Division
dc.coveragePeru
dc.date.available2021-05-17T00:00:00
dc.date.issue2021-05-17T00:00:00
dc.description.abstractMicrofinance Institutions (MFIs) are organizations that provide small loans to borrowers who typically lack collateral, steady employment, or a verifiable credit history and therefore do not have access to traditional commercial banking. Blockchain technology could be used to create a more holistic view of the financial position of a potential borrower, which could result in better lending decisions. This study explores how blockchain technology has the potential to assist Microfinance Institutions in the water and sanitation sector through a pilot project developed in Peru. The improvements seen in the existing microfinance ecosystem during the implementation of the blockchain platform can be sorted into two main groups: improved institutional performance, and data ownership for the individuals.
dc.format.extent43
dc.identifier.doihttp://dx.doi.org/10.18235/0003273
dc.identifier.urlhttps://publications.iadb.org/publications/english/document/Blockchain-Uses-for-Microfinance-Institutions-in-the-Water-and-Sanitation-Sector-Pilot-Study.pdf
dc.language.isoen
dc.mediumAdobe PDF
dc.publisherInter-American Development Bank
dc.subjectMicrofinance
dc.subjectWater and Sanitation
dc.subjectBlockchain
dc.subjectSanitation Service
dc.subjectMicrofinance Institution
dc.subjectBank Loan
dc.subject.jelcodeQ25 - Water
idb.identifier.pubnumberIDB-DP-00862
idb.operationRG-T3216
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