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dc.titlePreferred and Non-Preferred Creditors
dc.contributor.authorCordella, Tito
dc.contributor.authorPowell, Andrew
dc.contributor.orgunitDepartment of Research and Chief Economist
dc.date.available2021-03-17T00:00:00
dc.date.issue2021-03-17T00:00:00
dc.description.abstractInternational financial institutions (IFIs) generally enjoy preferred creditors treatment (PCT). Although PCT rarely appears in legal contracts, when sovereigns restructure bilateral or commercial debts, they normally pay IFIs in full. This paper presents a model where a creditor, such as an IFI, that can commit to lend limited amounts at the risk-free rate and can refrain from lending into arrears is always repaid and adds value. The analysis suggests that IFIs and market lenders can both enhance welfare, even if banning commercial borrowing can sometimes be optimal. To maintain their status, preferred lenders should offer low cost financing in volumes that are consistent with countries' incentives to repay even in bad states. This suggests such lenders should not differentiate lending interest rates according to risk and should not participate in the restructuring of commercial debt.
dc.format.extent33
dc.identifier.doihttp://dx.doi.org/10.18235/0003109
dc.identifier.urlhttps://publications.iadb.org/publications/english/document/Preferred-and-Non-Preferred-Creditors.pdf
dc.language.isoen
dc.mediumAdobe PDF
dc.publisherInter-American Development Bank
dc.subjectSovereign Default
dc.subjectCredit
dc.subjectInterest Rate
dc.subjectPreferred Creditor
dc.subject.jelcodeF34 - International Lending and Debt Problems
dc.subject.jelcodeO19 - International Linkages to Development • Role of International Organizations
dc.subject.jelcodeH63 - Debt • Debt Management • Sovereign Debt
dc.subject.jelcodeP33 - International Trade, Finance, Investment, Relations, and Aid
dc.subject.keywordssovereign debt;Preferred Creditor Treatment;Preferred Creditor Status;Sovereign Defaults;International Financially Institutions;Emergency Financing
dc.typeWorking Papers
idb.identifier.pubnumberIDB-WP-01215
idb.operationRG-K1089
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