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| dc.title | Research Insights: Do Bank Officers Favor Male over Female Loan Applicants? |
| dc.contributor.author | Montoya, Ana María |
| dc.contributor.author | Parrado, Eric |
| dc.contributor.author | Solís, Alex |
| dc.contributor.author | Undurraga, Raimundo |
| dc.contributor.orgunit | Department of Research and Chief Economist |
| dc.coverage | Chile |
| dc.date.available | 2020-07-29T00:00:00 |
| dc.date.issue | 2020-07-29T00:00:00 |
| dc.description.abstract | A randomized study in Chile found that otherwise equivalent loan requests from women are 18.3 percent less likely to be approved than those from men, largely due to gender-biased officers, particularly males. Median forgone profits associated with applications rejected due to gender discrimination amount to US$1,785 or 23 percent of the median loan size. Considering only discriminated applications from applicants aged 25 to 35 years for amounts between US$1,500 and US$13,500, the forgone profits at the industry level amount to US$5.8 million per year, which is equivalent to 4 percent of the annual labor cost for all loan officers in the Chilean banking system. |
| dc.format.extent | 4 |
| dc.identifier.doi | http://dx.doi.org/10.18235/0003022 |
| dc.identifier.url | https://publications.iadb.org/publications/english/document/Research-Insights-Do-Bank-Officers-Favor-Male-over-Female-Loan-Applicants.pdf |
| dc.identifier.url | https://publications.iadb.org/publications/spanish/document/Perspectivas-de-investigacion-Favorecen-los-ejecutivos-bancarios-a-los-postulantes-hombres-frente-a-las-mujeres.pdf |
| dc.language.iso | en |
| dc.medium | Adobe PDF |
| dc.publisher | Inter-American Development Bank |
| dc.subject | Gender Gap |
| dc.subject | Gender Discrimination |
| dc.subject | Gender Bias |
| dc.subject | Credit Market |
| dc.subject | Credit Access |
| dc.subject.jelcode | J16 - Economics of Gender • Non-labor Discrimination |
| dc.subject.jelcode | G20 - Financial Institutions and Services: General |
| dc.subject.jelcode | J71 - Discrimination |
| dc.subject.jelcode | G41 - Role and Effects of Psychological, Emotional, Social, and Cognitive Factors on Decision Making in Financial Markets |
| dc.type | Catalogs and Brochures |
| idb.identifier.pubnumber | IDB-CB-00486 |
| idb.operation | BK-C1102 |