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dc.titleHousing Finance in Peru: What Is Holding It Back?
dc.contributor.authorPalomino Bonilla, Miguel
dc.contributor.authorWong Barrantes, Rudy
dc.contributor.orgunitDepartment of Research and Chief Economist
dc.coveragePeru
dc.date.available2011-11-23T00:00:00
dc.date.issue2011-11-01T00:00:00
dc.description.abstractHousing for most Peruvians is improving but is still grossly inadequate. Nonetheless, public housing finance policies mainly involve programs that subsidize middle-income families and banks that lend to them. Research summarized in this paper indicates that financing will not be the main obstacle to improving housing conditions in Peru and that public sector efforts would be better aimed at dealing with issues where significant externalities and institutional restrictions limit market development. Thus, public sector efforts and funds could temporarily support the development of: i) cheaper construction techniques and materials, ii) lower-cost credit technologies for low-income housing credits and iii) increasing the availability of adequately enabled land for large-scale low income housing projects.
dc.format.extent39
dc.identifier.doihttp://dx.doi.org/10.18235/0008966
dc.identifier.urlhttps://publications.iadb.org/publications/english/document/Housing-Finance-in-Peru-What-Is-Holding-It-Back.pdf
dc.language.isoen
dc.mediumAdobe PDF
dc.publisherInter-American Development Bank
dc.subjectHousing
dc.subjectFinancial Service
dc.subject.jelcodeG21 - Banks • Depository Institutions • Micro Finance Institutions • Mortgages
dc.subject.jelcodeG28 - Government Policy and Regulation
dc.subject.jelcodeH81 - Governmental Loans • Loan Guarantees • Credits • Grants • Bailouts
dc.subject.jelcodeR31 - Housing Supply and Markets
dc.subject.jelcodeR38 - Government Policy
dc.subject.keywordsPeru, Housing, Housing finance, Financial sector, Access to credit, Market failures, Public Policy, Policy adequacy
dc.typeTechnical Notes
idb.identifier.pubnumberTechnical Notes
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