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| dc.title | Insurance for the Poor? |
| dc.contributor.author | Dercon, Stefan |
| dc.contributor.author | Bold, Tessa |
| dc.contributor.author | Calvo, César |
| dc.contributor.orgunit | Sustainable Development Department |
| dc.coverage | The Caribbean |
| dc.coverage | Central America |
| dc.coverage | South America |
| dc.date.available | 2011-08-15T00:00:00 |
| dc.date.issue | 2006-08-01T00:00:00 |
| dc.description.abstract | This study was prepared for the Financial Services and Poverty Reduction research project and was presented at the conference with the same name held at Bank headquarters in September of 2004. It first establishes the considerable welfare cost borne by the region's poor when facing uncovered risks (which, in principle, are insurable), and offers empirical evidence that shows the clear disadvantages of the informal risk management instruments typically used by the poor. Next, the paper proposes ways to increase access to insurance for the poor in the region. Particularly relevant, among the proposed solutions, is the implementation of the partner-agent model in which formal insurance institutions are coupled with existing microfinance institutions for the delivery of their products, making the most of the comparative advantages of each sector. |
| dc.format.extent | 38 |
| dc.identifier.doi | http://dx.doi.org/10.18235/0008853 |
| dc.identifier.url | https://publications.iadb.org/publications/english/document/Insurance-for-the-Poor.pdf |
| dc.language.iso | en |
| dc.medium | Adobe PDF |
| dc.publisher | Inter-American Development Bank |
| dc.subject | Financial Market |
| dc.subject | Financial Risk |
| dc.subject | Financial Service |
| dc.subject | Microbusiness |
| dc.subject | Poverty |
| dc.subject.keywords | Finance;Labor Markets;Publications;Sustainable Development;Poverty;Microenterprise;Financial Markets |
| dc.type | Technical Notes |
| idb.identifier.pubnumber | Technical Notes |