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dc.titleHousing Finance in Brazil: Institutional Improvements and Recent Developments
dc.contributor.authorMartins, Bruno
dc.contributor.authorLundberg, Eduardo
dc.contributor.authorTakeda, Tony
dc.contributor.orgunitDepartment of Research and Chief Economist
dc.coverageBrazil
dc.date.available2011-09-27T00:00:00
dc.date.issue2011-09-01T00:00:00
dc.description.abstractDespite a recent expansion in housing finance, Brazil still faces a severe housing shortage, especially among lower-income people, and it is important to examine the development, limitations and prospects of the country's housing finance market. This paper investigates the recent evolution of that market in Brazil, focusing on whether the current expansion in mortgage lending is the result of institutional and economic improvements favoring economic stability and compliance with contractual obligations or is merely an effect of the higher level of housing loans imposed by the government on financial institutions. Different explanations are found for private and public institutions.
dc.format.extent33
dc.identifier.doihttp://dx.doi.org/10.18235/0011335
dc.identifier.urlhttps://publications.iadb.org/publications/english/document/Housing-Finance-in-Brazil-Institutional-Improvements-and-Recent-Developments.pdf
dc.language.isoen
dc.mediumAdobe PDF
dc.publisherInter-American Development Bank
dc.subjectHousing
dc.subjectFinancial Market
dc.subject.jelcodeD23 - Organizational Behavior • Transaction Costs • Property Rights
dc.subject.jelcodeN97 - Africa • Oceania
dc.subject.jelcodeR21 - Housing Demand
dc.subject.jelcodeR31 - Housing Supply and Markets
dc.subject.jelcodeR38 - Government Policy
dc.subject.keywordshousing, housing policy, housing finance, mortgage lending, case studies, Brazil
dc.typeWorking Papers
idb.identifier.pubnumberWorking Papers
idb.operationRG-K1125
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