Gender Gaps in Access to the Mortgage Market of Ecuador

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Jun 2021
The study "Gender gaps in access to the mortgage market in Ecuador" analyzes the access of women in conditions of poverty and moderate poverty to obtain a home loan in the formal financial system, the dimensioning and characterization of critical nodes and potentialities (supply and demand), qualifying the current demand and the type of housing for which credit is granted; as well as the identification and characterization of the main challenges faced by women in the granting, the level of exclusion, the credit behavior and the practices and conceptions of financial institutions (IFIs) that offer housing credit, from which the present conclusions and establish recommendations that contribute to narrowing the identified gender gaps, contributing to the implementation of projects and public housing policy in the country.