Jan 2014
Author(s): Inter American Development Bank
An estimated 42 percent of homes in Costa Rica are in need of repair, expansion, or some other improvement, and nearly a quarter ofthose deficient dwellings are so dilapidated as to represent an…
Jan 2014
Author(s): Banco Interamericano de Desarrollo
Se estima que el 42% de los hogares en Costa Rica necesitan reparaciones, ampliaciones u otro tipo de mejoras y que casi la cuarta parte de esas viviendas en estado deficiente están tan deterioradas…
Jan 2014
Author(s): Inter American Development Bank
More than two-thirds of BOP Salvadorian homeowners lack access to financing to finish construction, make repairs, connect to basic services, or formalize their tenure. Many live in unhealthy and…
Jan 2014
Author(s): Banco Interamericano de Desarrollo
Más de dos tercios de los propietarios de vivienda en El Salvador que viven en casas con necesidad de reparación carecen de acceso a financiamiento para concluir la construcción, efectuar mejoras,…
Jan 2014
Author(s): Inter American Development Bank
Almost 90 percent of adult Colombians have never had access to credit from a formal financial institution. Public employees like police officers, teachers, soldiers, and clerks encounter difficulties…
Jan 2014
Author(s): Banco Interamericano de Desarrollo
A pesar de los esfuerzos del gobierno, el 33 por ciento de los colombianos mayores de 18 años aún no tiene acceso al crédito formal. Incluso alos empleados públicos formales como policías, maestros y…
Jan 2013
Author(s): Inter American Development Bank
The Caja de Compensación Familiar de Antioquia, Comfama, is part of a national Colombian network of private, non-profit entities funded by a 4% public and private sector payroll contribution with a…
Jan 2013
Author(s): Banco Interamericano de Desarrollo
La Caja de Compensación Familiar de Antioquia, Comfama, es parte de una red colombiana de entidades sin fines de lucro financiadas por un 4% de contribución de la nómina del sector público y privado…
Jan 2012
Author(s): Inter American Development Bank
Low-income and self-employed Nicaraguans face two serious obstacles when looking to buy a home: a shortage of affordable housing, and difficulty in obtaining a mortgage.An innovative model is…
Jan 2012
Author(s): Inter American Development Bank
Aspiring college graduates from low-income Mexican families have seized the chance to fund their studies through the education financing company FINAE. Founded in 2006, the company has expanded its…
Jan 2012
Author(s): Inter American Development Bank
Large numbers of Nicaraguans have moved to urban areas over the past thirty years, building rough houses in spontaneous neighborhoods that lack roads, water, sanitation and energy. Nicaragua's…
Jan 2011
Author(s): Inter American Development Bank
Financing higher education opportunities for low- income students in Latin America is an ideal way for families at the base of the pyramid to break out of the cycle of poverty. The Higher Education…
Jan 2011
Author(s): Banco Interamericano de Desarrollo
El financiamiento de oportunidades de educación superior para estudiantes de bajos ingresos en América Latina es una manera ideal para que las familias en la base de la pirámide rompan el ciclo de la…
Jan 2011
Author(s): Inter American Development Bank
Mexico-based multinational cement producer CEMEX has been a pioneer in the business world for over a decade. By launching Patrimonio Hoy (PH),a program through which low-income consumers can access…
Jan 2011
Author(s): Banco Interamericano de Desarrollo
CEMEX, multinacional productora de cemento con sede en México, ha sido pionera en el mundo empresarial durante más de una década. Se convirtió en una de las primeras empresas latinoamericanas con…
Jan 2010
Author(s): Inter American Development Bank
Peru has one of the world's most sophisticated and effective systems of microfinance institutions in the world, serving many of the small businesses that constitute the economic lifeline for 70…
Jan 2010
Author(s): Banco Interamericano de Desarrollo
El Perú posee uno de los sistemas microfinancieros más sofisticados y efectivos del mundo, atendiendo las necesidades de la mayoría de las pequeñas y micro empresas, que constituyen una fuente de…
Jan 2010
Author(s): Inter American Development Bank
El Salvador has developed a unique and sustainable financial business model that enables low-income consumers to improve and expand their homes by mobilizing resources from both the public and…
Jan 2010
Author(s): Banco Interamericano de Desarrollo
El Salvador ha creado un modelo de negocio financiero original y sostenible que permite al consumidor de bajos ingresos mejorar y ampliar una casa ya existente, movilizando recursos de los sectores…