Sep 2017
Author(s): Organization of American States; Colombia. Ministerio de Tecnologías de la Información y las Comunicaciones (MINTIC); Inter-American Development Bank (IDB)
The Latin American and Caribbean (LAC) region shows evidence of a broad and growing adoption of information and communication technologies (ICT). More than half of the population connects regularly…
Dec 2016
Author(s): Di Giannatale, Sonia; Roa, María José
This paper discusses the determinants of and the barriers to formal saving both from the theoretical point of view and based on empirical evidence from various associated interventions and their…
Sep 2016
Author(s): Brito, María Paula; Gutierrez, Claudia; Hofmann, Michael; Moscoso, Dora; Otsuka, Monica; Hutt Scott, Katherine
The Multilateral Investment Fund (MIF) was created in 1993 by 21 donor countries In 2007, 39 donor countries replenished the fund with a renewed mandate to support economic growth and reduce poverty…
Sep 2016
Author(s): Keller, Lukas; Rouse, Rebecca
Esta nota analítica presenta los resultados de un análisis cuantitativo de los perfiles socioeconómicos de los beneficiarios de remesas internacionales en El Salvador. El análisis se basa en datos de…
Jun 2016
Author(s): Cavallo, Eduardo A.
Why should people -and economies- save? The typical answer usually focuses on the need to protect against future shocks, to smooth consumption during hard times, in short, to save for the proverbial…
Jun 2016
Author(s): Cavallo, Eduardo A.
Savings in an economy matter for development. At the macro level, savings determine how much a country can invest, and they have implications for growth and economic stability. At the individual…
Jun 2016
Author(s): Cavallo, Eduardo A.
In advanced economies, the vast majority of savings are intermediated through formal financial instruments. This intermediation can take one of three forms: direct financing, with individuals holding…
Jun 2016
Author(s): Cavallo, Eduardo A.
Why save more? One good reason is to invest more. Economies that save more can take advantage of investment opportunities and thus grow faster. Investing to improve access to education and health,…
Jun 2016
Author(s): Cavallo, Eduardo A.
Countries invest in physical capital in order to grow. In principle, domestic investment can be financed with either national or foreign financing. However, foreign financing is not a good substitute…
Jun 2016
Author(s): Cavallo, Eduardo A.
When it comes to consumption and saving, there are two groups of people: those who produce resources actively in the labor market, and those who depend on what others produce because they are either…
Jun 2016
Author(s): Cavallo, Eduardo A.
Pension systems in Latin America and the Caribbean are broken. To begin with, they cover less than half the population. Moreover, flaws in structure and financing make some of them unsustainable,…
Jun 2016
Author(s): Cavallo, Eduardo A.
Increasing national saving requires everyone to pitch in, including the government. Traditionally, policies to boost public saving have focused on either raising taxes or cutting spending—or both.…
Jun 2016
Author(s): Cavallo, Eduardo A.
Ultimately, Latin America’s low saving rate can be traced back to individual households throughout the region. Why do they—or do they not—save and how? Answering this question is not an easy task.…
Jun 2016
Author(s): Cavallo, Eduardo A.
Saving rates are relatively low in Latin America and the Caribbean, as is productivity growth. Are these two facts related? Much of this book has argued that indeed, a relationship exists and that…
Jun 2016
Author(s): Cavallo, Eduardo A.; Serebrisky, Tomás; Frisancho, Verónica; Karver, Jonathan; Powell, Andrew; Margot, Diego; Suárez-Alemán, Ancor; Fernández-Arias, Eduardo; Marzani, Matías; Berstein, Solange; Bosch, Mariano; Oliveri, María Laura; Izquierdo, Alejandro; Busso, Matías; Fernandez, Andres; Tamayo, Cesar
Why should people--and economies-- save? The typical answer usually focuses on the need to protect against future shocks, to smooth consumption during hard times, in short, to save for the proverbial…
Jun 2016
Author(s): Cavallo, Eduardo A.; Serebrisky, Tomás; Frisancho, Verónica; Karver, Jonathan; Powell, Andrew; Margot, Diego; Suárez-Alemán, Ancor; Fernández-Arias, Eduardo; Marzani, Matías; Berstein, Solange; Bosch, Mariano; Oliveri, María Laura; Izquierdo, Alejandro; Busso, Matías; Fernandez, Andres; Tamayo, Cesar
¿Por qué deberían ahorrar las personas--y las economías? La respuesta típica suele centrarse en la necesidad de protegerse ante shocks en el futuro y moderar el consumo durante los tiempos difíciles…
Jun 2016
Author(s): Cavallo, Eduardo A.; Serebrisky, Tomás; Frisancho, Verónica; Karver, Jonathan; Powell, Andrew; Margot, Diego; Suárez-Alemán, Ancor; Fernández-Arias, Eduardo; Marzani, Matías; Berstein, Solange; Bosch, Mariano; Oliveri, María Laura; Izquierdo, Alejandro; Busso, Matías; Fernandez, Andres; Tamayo, Cesar
Por que as pessoas--e os países--devem poupar? A resposta típica geralmente reside na necessidade de se proteger contra choques futuros, equilibrar o consumo nas horas difíceis, em suma, poupar para…
Jun 2016
Author(s): Cavallo, Eduardo A.; Serebrisky, Tomás; Frisancho, Verónica; Karver, Jonathan; Powell, Andrew; Margot, Diego; Suárez-Alemán, Ancor; Fernández-Arias, Eduardo; Marzani, Matías; Berstein, Solange; Bosch, Mariano; Oliveri, María Laura; Izquierdo, Alejandro; Busso, Matías; Fernandez, Andres; Tamayo, Cesar
Why should people--and economies--save? The typical answer usually focuses on the need to protect against future shocks, to smooth consumptionduring hard times, in short, to save for the proverbial…
Jun 2016
Author(s): Cavallo, Eduardo A.; Serebrisky, Tomás; Frisancho, Verónica; Karver, Jonathan; Powell, Andrew; Margot, Diego; Suárez-Alemán, Ancor; Fernández-Arias, Eduardo; Marzani, Matías; Berstein, Solange; Bosch, Mariano; Oliveri, María Laura; Izquierdo, Alejandro; Busso, Matías; Fernandez, Andres; Tamayo, Cesar
¿Por qué deberían ahorrar las personas--y las economías? La respuesta típica suele centrarse en la necesidad de protegerse ante shocks en el futuro y moderar el consumo durante los tiempos difíciles…
Jun 2016
Author(s): Cavallo, Eduardo A.; Serebrisky, Tomás; Frisancho, Verónica; Karver, Jonathan; Powell, Andrew; Margot, Diego; Suárez-Alemán, Ancor; Fernández-Arias, Eduardo; Marzani, Matías; Berstein, Solange; Bosch, Mariano; Oliveri, María Laura; Izquierdo, Alejandro; Busso, Matías; Fernandez, Andres; Tamayo, Cesar
Por que as pessoas --e os países-- devem poupar? A resposta típica geralmente reside na necessidade de se proteger contra choques futuros, de equilibrar o consumo nas horas difíceis; em suma, de…