Aug 2018
Author(s): Fondo Multilateral de Inversiones; BID Invest; Trujillo, Verónica; Navajas, Sergio; Fonseca, Camila
Esta base de datos contiene información sobre desempeño e inclusión financiera por institución regulada en la región. FINLAC data cubre siete años (2005, 2008, 2010, 2012, 2013, 2014 y 2015) y…
Jun 2018
Author(s): Marulanda, Beatriz; Fajury, Lizbeth; Paredes, Mariana
Los gobiernos de América Latina y el Caribe tienen una gran capacidad de impacto en el desarrollo de la digitalización de un país, debido a la escala de sus pagos y recaudos, y a las externalidades…
Apr 2018
Author(s): Wright, Allan; Kellman, Bradley; Kallicharan, Shaiiede
Multiple studies have highlighted the Caribbean as one of the geographic regions most severely impacted by the decline in correspondent banking relationships (CBRs). However, when examined at a…
Jul 2017
Author(s): García Arabéhéty, Pablo; Gutierrez, Claudia; Demichelis, Francisco; Keller, Lukas
Tigo Money Paraguay ha logrado uno de los éxitos Fintech con inclusión financiera más importantes de América Latina y el Caribe, con 1 millón de usuarios ya en 2013. Sin embargo, el caso carecía de…
Mar 2017
Author(s): Ketterer, Juan Antonio; Villacorta, Omar
En el presente documento se revisa la combinación de políticas públicas existentes en los países desarrollados para cerrar la brecha de financiamiento a las pequeñas y medianas empresas (pyme), y se…
Mar 2017
Author(s): Carlino, Hernán; Netto, Maria; Suarez, Esteban; Vasa, Alexander
Este documento analiza el papel de los bancos nacionales de desarrollo (BND) en la financiación y la implementación de los Objetivos del Desarrollo Sostenible e informa a los BNDs sobre las…
Feb 2017
Author(s): Wright, Allan; Kellman, Bradley
De-risking has the potential to develop into a threat to Barbados posing a challenge to the country's continued development and economic stability if left unchecked. Early indications are that…
Nov 2016
Author(s): Wright, Allan
It is essential to have secure, stable monetary and worldwide payment frameworks that reduce exposure to Money Laundering and Terrorism Financing (ML/FT), while permitting access to markets and…
Nov 2016
Author(s): Caldecott, Ben; Harnett, Elizabeth; Cojoianu, Theodor; Kok, Irem; Pfeiffer, Alexander
Over the last few years, the topic of "stranded assets" resulting from environment-related risk factors has loomed larger. These factors include the effects of physical climate change as…
Oct 2016
Author(s): Trujillo, Verónica; Navajas, Sergio
This report seeks to facilitate a deeper understanding of the financial systems in the region, combining aspects of sustainability and financial inclusion. The 2016 report includes information from…
Aug 2016
Author(s): Beck, Thorsten
Theory and empirical work have shown that long-term finance is critical for households, firms and government and for the overall development of the economy. The development of efficient and…
Jun 2016
Author(s): Rojas-Suárez, Liliana
This paper shows that, in spite of recent progress in the usage of alternative financial services by adult populations, Latin America's financial inclusion gaps relative to either high-income…
Jun 2016
Author(s): Cavallo, Eduardo A.; Serebrisky, Tomás; Frisancho, Verónica; Karver, Jonathan; Powell, Andrew; Margot, Diego; Suárez-Alemán, Ancor; Fernández-Arias, Eduardo; Marzani, Matías; Berstein, Solange; Bosch, Mariano; Oliveri, María Laura; Izquierdo, Alejandro; Busso, Matías; Fernandez, Andres; Tamayo, Cesar
Why should people--and economies-- save? The typical answer usually focuses on the need to protect against future shocks, to smooth consumption during hard times, in short, to save for the proverbial…
Jun 2016
Author(s): Cavallo, Eduardo A.; Serebrisky, Tomás; Frisancho, Verónica; Karver, Jonathan; Powell, Andrew; Margot, Diego; Suárez-Alemán, Ancor; Fernández-Arias, Eduardo; Marzani, Matías; Berstein, Solange; Bosch, Mariano; Oliveri, María Laura; Izquierdo, Alejandro; Busso, Matías; Fernandez, Andres; Tamayo, Cesar
¿Por qué deberían ahorrar las personas--y las economías? La respuesta típica suele centrarse en la necesidad de protegerse ante shocks en el futuro y moderar el consumo durante los tiempos difíciles…
Jun 2016
Author(s): Cavallo, Eduardo A.; Serebrisky, Tomás; Frisancho, Verónica; Karver, Jonathan; Powell, Andrew; Margot, Diego; Suárez-Alemán, Ancor; Fernández-Arias, Eduardo; Marzani, Matías; Berstein, Solange; Bosch, Mariano; Oliveri, María Laura; Izquierdo, Alejandro; Busso, Matías; Fernandez, Andres; Tamayo, Cesar
Por que as pessoas--e os países--devem poupar? A resposta típica geralmente reside na necessidade de se proteger contra choques futuros, equilibrar o consumo nas horas difíceis, em suma, poupar para…
Jun 2016
Author(s): Cavallo, Eduardo A.; Serebrisky, Tomás; Frisancho, Verónica; Karver, Jonathan; Powell, Andrew; Margot, Diego; Suárez-Alemán, Ancor; Fernández-Arias, Eduardo; Marzani, Matías; Berstein, Solange; Bosch, Mariano; Oliveri, María Laura; Izquierdo, Alejandro; Busso, Matías; Fernandez, Andres; Tamayo, Cesar
Why should people--and economies--save? The typical answer usually focuses on the need to protect against future shocks, to smooth consumptionduring hard times, in short, to save for the proverbial…
Jun 2016
Author(s): Cavallo, Eduardo A.; Serebrisky, Tomás; Frisancho, Verónica; Karver, Jonathan; Powell, Andrew; Margot, Diego; Suárez-Alemán, Ancor; Fernández-Arias, Eduardo; Marzani, Matías; Berstein, Solange; Bosch, Mariano; Oliveri, María Laura; Izquierdo, Alejandro; Busso, Matías; Fernandez, Andres; Tamayo, Cesar
¿Por qué deberían ahorrar las personas--y las economías? La respuesta típica suele centrarse en la necesidad de protegerse ante shocks en el futuro y moderar el consumo durante los tiempos difíciles…
Jun 2016
Author(s): Cavallo, Eduardo A.; Serebrisky, Tomás; Frisancho, Verónica; Karver, Jonathan; Powell, Andrew; Margot, Diego; Suárez-Alemán, Ancor; Fernández-Arias, Eduardo; Marzani, Matías; Berstein, Solange; Bosch, Mariano; Oliveri, María Laura; Izquierdo, Alejandro; Busso, Matías; Fernandez, Andres; Tamayo, Cesar
Por que as pessoas --e os países-- devem poupar? A resposta típica geralmente reside na necessidade de se proteger contra choques futuros, de equilibrar o consumo nas horas difíceis; em suma, de…
May 2016
Author(s): Agénor, Pierre-Richard; Pereira da Silva, Luiz A.
This paper studies the extent to which alternative loan loss provisioning regimes affect the procyclicality of the financial system and financial stability. It uses a DSGE model with financial…
Apr 2016
Author(s): Ketterer, Juan Antonio; Andrade, Gabriela
Innovations in digital payment technologies and digital currencies suggest that extending access to central bank money (CBM) to firms and individuals is now feasible. This paper focuses on a recent…