@misc{30206,
title = {Blockchain Uses for Microfinance Institutions in the Water and Sanitation Sector: Pilot Study},
author = {Coli, Pedro and Pflueger, Caroline and Campbell, Tyler},
editor = {Nalesso, Mauro and Sasaki, Keisuke and Garcia, L. Javier},
year = {2021},
doi = {10.18235/0003273},
abstract = {Microfinance Institutions (MFIs) are organizations that provide small loans to borrowers who typically lack collateral, steady employment, or a verifiable credit history and therefore do not have access to traditional commercial banking. Blockchain technology could be used to create a more holistic view of the financial position of a potential borrower, which could result in better lending decisions. This study explores how blockchain technology has the potential to assist Microfinance Institutions in the water and sanitation sector through a pilot project developed in Peru. The improvements seen in the existing microfinance ecosystem during the implementation of the blockchain platform can be sorted into two main groups: improved institutional performance, and data ownership for the individuals.},
url = {https://doi.org/10.18235/0003273}
}